Mortgage Prep; Everything we'll need from you.

We try and make your life as easy as possible, so below is the complete checklist of all the documentation you will need to have available when applying for a mortgage.

Photo & Address I.D

Either;

  • Passport
  • Photocard Driving Licence

Time to check that your I.D documents are valid and in-date!

Income Proof

Employed

We'll need your latest 3 payslips

Self-employed (Sole Trader, Partnership, LLP)

We'll need your latest 2 years 'Tax Calculations (SA302s)' and 'Tax Year Overviews'.

Self-employed (Limited Company)

We'll need your latest 2 years 'Tax Calculations (SA302s)', 'Tax Year Overviews' and your latest 2 years company accounts (if available).

With your permission, we are happy to request these documents from your accountant.

Retired

We'll need your latest private pension statement or state pension entitlement.

Bank Statements

We'll need copies of your latest 3 bank statements. You can usually download PDF copies from your online banking account - copies must include your name and address. 'Screenshots' unfortunately will not be accepted by any lenders.

Deposit

If you're purchasing a new property we'll need to see evidence of your deposit, most commonly a bank statement showing the funds.

If you are being gifted the deposit we'll still need proof of the funds, and possibly a letter signed by the person(s) gifting the funds to you depending on lender's requests. We can help with the wording of the letter if needed.

Credit Report

We'll need a copy of your credit report - ideally a multi-agency report. This helps us make sure that you're matched with the right lender for you and your circumstances. You can get a copy of your report here with a free trial (£14.99 per month after, cancel anytime).

Start your application here

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Mortgage Prep; Everything we'll need from you.

We try and make your life as easy as possible, so below is the complete checklist of all the documentation you will need to have available when applying for a mortgage.

Photo & Address I.D

Either;

  • Passport
  • Photocard Driving Licence

Time to check that your I.D documents are valid and in-date!

Income Proof

Employed

We'll need your latest 3 payslips

Self-employed (Sole Trader, Partnership, LLP)

We'll need your latest 2 years 'Tax Calculations (SA302s)' and 'Tax Year Overviews'.

Self-employed (Limited Company)

We'll need your latest 2 years 'Tax Calculations (SA302s)', 'Tax Year Overviews' and your latest 2 years company accounts (if available).

With your permission, we are happy to request these documents from your accountant.

Retired

We'll need your latest private pension statement or state pension entitlement.

Bank Statements

We'll need copies of your latest 3 bank statements. You can usually download PDF copies from your online banking account - copies must include your name and address. 'Screenshots' unfortunately will not be accepted by any lenders.

Deposit

If you're purchasing a new property we'll need to see evidence of your deposit, most commonly a bank statement showing the funds.

If you are being gifted the deposit we'll still need proof of the funds, and possibly a letter signed by the person(s) gifting the funds to you depending on lender's requests. We can help with the wording of the letter if needed.

Credit Report

We'll need a copy of your credit report - ideally a multi-agency report. This helps us make sure that you're matched with the right lender for you and your circumstances. You can get a copy of your report here with a free trial (£14.99 per month after, cancel anytime).

Ready to speak with a broker?

Give us a call today or drop us a quick message here and we'll be more than happy to help.

01843 228800